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Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Find Your Dream Home in Granite Bay, California

There are so many different kinds of homes out there for families to choose from. Do you want to live in Granite Bay? Or are you looking for a second home? How many bedrooms and bathrooms do you need? Do you need a large back yard? RV access? An attach... Read more

Setting the Price

The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house to be taken seriously, and the asking price reflects how serious you are about selling your... Read more

Importance of Inspection

As a buyer, you are entitled to know exactly what you are getting. Don’t take anything for granted, not even what you see or what the seller or listing agent tell you. A professional home inspection is something you MUST do, whether you are buying a... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more


Christy Hastings & Tracy Young
The Advantage Group
Broker DRE #01187063
8483 Douglas Plaza Dr., Ste. 120
Granite Bay, CA 95746
Christy: 916-502-7029
chastings@taghomes.com
Tracy: 916-847-3509
tracy@taghomes.com
CA DRE #01399533, #01420810
#christyandtracy

Testimonials

These two ladies sold my home for me a few years ago and I couldn't have asked for a smoother transition. They communicated with me constantly, always available when I called, and made the process of selling my home smooth. I have recommended them to many people since they sold my home and have rave reviews from my Friends and acquaintances that used them as well. They will always be my Realtor of choice when buying or selling a home! Thanks again Tracy and Christy! 

Sold a Single Family home in 2009 in Antelope, CA.
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